If you travel abroad and become ill
Here, you can order a European Health Insurance Card and read about what applies if you need medical or dental care while temporarily abroad.
If you are travelling within the EU/EEA or Switzerland
Order a European Health Insurance Card if you are travelling within the EU/EEA or Switzerland. Order the card in good time as it can take up to 10 working days to receive it. Children must have their own European Health Insurance Card. The card is automatically sent to the registered address of you or the child.
What is the European Health Insurance Card?
The European Health Insurance Card entitles you to medical and dental care while you are in an EU/EEA country or Switzerland. The card is free of charge. The European Health Insurance Card (EHIC) only covers medical and dental care that
- cannot wait until you return to Sweden
- you receive from a care provider connected to the public healthcare system in that country.
Care that cannot wait until you return to Sweden refers not only to emergency care, but also care related to a chronic illness. Such care includes collection of samples and medical checks.
With the European Health Insurance Card (EHIC), you pay the same amount for medical and dental care as those who live in the country. This is why you pay the patient fee yourself. In some countries, you must first pay the entire care cost yourself and then request compensation from that country's equivalent of Försäkringskassan. In Switzerland and Liechtenstein, you must both have an EHIC and be a citizen of an EU/EEA country or Switzerland in order for you to be able to receive care.
The EHIC does not entitle you to compensation for travel home, e.g. on an ambulance plane. It is therefore important that you have private travel insurance. Within the Nordic countries, there is a special agreement that under certain circumstances covers extra expenses for travel home.
If you become acutely sick
If you become acutely sick while abroad but do not have your EHIC card with you, you or your care provider can contact us at 0771‑524 524, to obtain a provisional replacement certificate. You or your care provider must provide you with your Swedish personal identity number.
Apply for retrospective compensation – care
You can also choose to pay for the care yourself and apply for compensation from us afterwards. You apply for retrospective compensation on My pages (Mina sidor).
When you apply, you must attach digital copies of receipts and medical documents. If you do not already have the documents as files on your computer, you can take photos of them with your phone or scan them. If you cannot add the appendices when you submit your application, it is fine to submit them later. Try to do this as soon as possible.
Apply for retrospective compensation – dental care
You can also choose to pay for the dental care yourself and apply for compensation from us afterwards. You apply for retrospective compensation on My pages (Mina sidor).
When applying, send your application, receipts and medical documents to:
Försäkringskassans inläsningscentral
839 88 Östersund
If you have X-rays, photos and models, these must be sent to:
Försäkringskassan Internationellt tandvårdsstöd
901 81 Umeå
Do I need an EHIC for travel in the Nordic countries?
No, you do not need the European Health Insurance Card for travel within the Nordic countries. To receive essential health care, it is sufficient to show an ID and provide your home address in Sweden. If your child needs essential health care, they must have their own ID. If your child lacks an ID of their own, we recommend that you take your child’s European Health Insurance Card (EHIC) with you.
If you are travelling outside of the EU/EEA or Switzerland
The European Health Insurance Card is not valid outside of the EU/EEA and Switzerland. If you are travelling to countries outside of the EU/EEA and Switzerland, it is therefore important for you to have private insurance. Find out what is included in your home owner's insurance and whether you need supplemental travel insurance.
However, there are some countries outside of the EU/EEA and Switzerland that Sweden has an agreement with.